What a heat pump costs in Bergen County, NJ
See a price range for your home and the rebates PSE&G pays. Four quick questions, no phone number. Prices last checked October 27, 2026.
How is the home heated today?
Typical installed prices in Bergen County
- Ductless mini-split, one or two rooms$4,300 – $10,500
- Ductless mini-splits, whole home of 1,500 to 2,500 sq ft$10,500 – $18,100
- Central (ducted) heat pump, whole home of 1,500 to 2,500 sq ft$13,300 – $20,900
Installed, before rebates, built from published prices for New Jersey. Not a quote. See every price we track, with the page and date each was read.
Rebates for Bergen County homes
PSE&G serves most of Bergen County. A few northern towns are served by another company, so check your bill.
- PSE&G HVAC Instant Rebates and building decarbonization (heat pumps)open
The official page does not state a heat pump amount we could read, so check with your utility. It also lists an extra $300 per eligible measure for low-to-moderate income households and 0% on-bill financing up to $50,000 for decarbonization measures.
PSE&G · source, read 2026-10-27
- New Jersey Clean Energy Whole Home Energy Solutions (utility-delivered)open
Up to $7,500 in rebates for energy-efficient home upgrades after a home energy audit by a participating contractor; the amount depends on the upgrades done.
NJ Clean Energy Program via utilities · source, read 2026-10-27
The federal heat pump tax credit (25C) ended for systems placed in service after December 31, 2025, so it is not counted.
Heat pumps in Bergen County
Bergen County has a cold-winter, humid-summer climate. The housing is a mix of older single-family homes, colonials and split-levels, many with gas or oil heat and ductwork for central air, plus townhomes and condos near the river towns. Homes with existing ducts often suit a central heat pump; older homes with radiators lean toward ductless.
Towns people ask about: Hackensack, Paramus, Fort Lee, Teaneck, Ridgewood, Fair Lawn, Englewood, Mahwah, Wyckoff.
Prices and rebates for the wider area: mini split cost in North Jersey, heat pump cost in North Jersey, boiler replacement cost in North Jersey, furnace replacement cost in North Jersey, central AC cost in North Jersey.
Common questions
How much does a heat pump cost in Bergen County?
The ranges on this page are built from published installer and cost-guide prices for New Jersey, not from Bergen County quotes alone. An installer sets the real price after seeing your home, your electrical panel and your ducts or radiators.
Which electric company's rebate applies in Bergen County?
PSE&G serves most of Bergen County. A few northern towns are served by another company, so check your bill. Rebate amounts and availability are set by the program and can change, so confirm with PSE&G or an installer before you sign.
Will a heat pump heat my home through the winter?
Cold-climate heat pumps are rated to keep heating well below freezing. How a system performs in your home depends on sizing and installation, which is why an installer's load calculation matters.
Who will contact me if I ask for a quote?
One participating local installer. You see the consent wording, which names who may contact you, before you agree. Your request is not sent to a list of companies, and you can use the estimate without asking for a quote.
The HVAC Index is an information and matching service, not a contractor. These are ranges, not quotes; an installer sets the price after seeing your home. Rebate amounts and availability are set by each utility and program and can change. Read how we make money.
Other counties: Suffolk, NY, Nassau, NY, Westchester, NY, Monmouth, NJ, Ocean, NJ.