How much does a heat pump cost in Westchester?

Heat pump cost in Westchester

Installed, before rebates. These are the New York City bands times a regional factor of 1 for NY suburbs. Judgement: Long Island installer ranges (one zone $5,000-$8,000, three zones $10,000-$15,000) run about 6 to 9 percent above the NYC installer midpoints, which is inside the gap between the two NYC installers themselves, so no discount or premium is applied; Westchester and Hudson Valley installer prices were not found, so this rests on Long Island only. Prices last checked October 27, 2026. Ranges, not quotes.

Your electric company

• Westchester County Con Edison serves most of Westchester County. If your bill comes from another company, the rebate may differ. Westchester County data page

Rebates for Con Edison customers

2 programs for Con Edison customers are listed as open. Pause and waitlist status could not be confirmed from a public live source for any utility. The New York Clean Heat manual (v3, effective 2026-09-01) lists full amounts for all six NY utilities and no public notice of a pause was found; Con Edison and National Grid ration money through quarterly contractor allocations (official Clean Heat meeting summaries say contractors "should only submit applications for incentives within their allocated incentive budget"), so a homeowner can be told no money is left through a given contractor. Treat "open" as "listed and not publicly paused", and call the utility or contractor before promising a rebate.

• NYS Clean Heat: full-load heat pump with decommissioning of the old fossil heating system Full replacement with decommissioning pays $7,000 per single-family home at the standard rate and $10,000 in the Weatherized Tier ($8,000 and $11,000 in a disadvantaged community). Con Edison rations funds by quarterly contractor allocations (Q2 2026 allocations issued March 9, 2026), so availability depends on the contractor. The September 1, 2026 manual cut the base rate; the March 2026 manual (v2) paid the 2b standard rate of $8,000 in a non-disadvantaged community. Capped at 70 percent of project cost (85 percent in a disadvantaged community). Single-family home, standard (non-weatherized) rate shown as typical. Status: open. Paid by Con Edison (NYS Clean Heat). Source: NYS Clean Heat Heat Pump Program Manual, Version 3 (effective September 1, 2026), read 2026-10-27
• NYS Clean Heat: full-load with integrated controls (keep existing fossil system as controlled backup) Con Edison does not offer plain Category 2: keeping the old system with integrated controls pays $2,500 per single-family home ($4,500 in a disadvantaged community); no weatherized-tier amount for this option. Con Edison pays through a participating contractor as an instant discount, and the page says "Incentives are offered subject to program rules and available funding." Status: open. Paid by Con Edison (NYS Clean Heat). Source: NYS Clean Heat Heat Pump Program Manual, Version 3 (effective September 1, 2026), read 2026-10-27
• NYSERDA EmPower+ (income-eligible homeowners) For households at or below 80 percent of state or area median income (or on a utility payment assistance program): funding toward air sealing, insulation, heat pumps, heat pump water heaters and electrical upgrades, up to 100 percent of some project costs. The page does not state a heat pump dollar cap. Status: open; income-qualified. Paid by NYSERDA. Source: MyEnergy.NY.gov, EmPower+ / Comfort Home, read 2026-10-27
• Federal High-Efficiency Electric Home Rebates (formerly HEAR), New York DOE Program Notice 26-2, effective May 29, 2026, removed rebates for fuel switching (replacing non-electric equipment); rebates now only for upgrading existing electric equipment. How New York applies this to heat pumps was not verified. Status: unknown; income-qualified. Paid by US Department of Energy via NYSERDA. Source: US Department of Energy, Home Energy Rebates Program Notice 26-2, read 2026-10-27
• NYS Clean Heat: partial-load heat pumps (for example a single mini-split) No Clean Heat incentive for a new partial-load install: the 2026-2030 manual lists only full-load categories (2, 2a, 2b, 3) and a Category 4 top-up for homes that already have a partial-load heat pump and add load to reach full load (Con Edison $4,000, National Grid $4,000, NYSEG $3,000, RG&E $3,000, Central Hudson $3,000, O&R $4,000 per single-family home). Status: ended. Paid by NYS Clean Heat utilities. Source: NYS Clean Heat Heat Pump Program Manual, Version 3 (effective September 1, 2026), read 2026-10-27
• Federal Energy Efficient Home Improvement Credit (25C), New York Was 30 percent of cost up to $2,000 a year for heat pumps; not available for property placed in service after December 31, 2025. Status: ended. Paid by US Treasury / IRS. Source: IRS, Energy Efficient Home Improvement Credit, read 2026-10-27

Rebates for this area last read October 27, 2026.

Towns covered

White Plains, Yonkers, New Rochelle, Mount Vernon, Scarsdale, Rye, Bronxville, Mamaroneck, Tarrytown, Peekskill.

About heat pumps in Westchester

Westchester County has a cold-winter climate, colder in the northern towns than along the Sound. Many homes are older single-family houses and colonials, often with an oil or gas boiler, radiators and finished basements, alongside newer ducted homes in the northern towns. Older electrical panels are common, and a panel upgrade is one of the extras an installer may add.