# How much does a mini split cost in North Jersey?

Prices last checked October 27, 2026.

North Jersey (Bergen County) gets its electricity from PSE&G. A mini split job in North Jersey is priced here at $4,300 to $10,500 for ductless mini split, one or two rooms, installed and before rebates, using our New Jersey figures.

## Mini split cost in North Jersey

| What is installed | Low | High |
| --- | --- | --- |
| Ductless mini split, one or two rooms | $4,300 | $10,500 |
| Ductless mini splits, whole home under 1,500 sq ft | $7,100 | $12,800 |
| Ductless mini splits, whole home of 1,500 to 2,500 sq ft | $10,500 | $18,100 |
| Ductless mini splits, whole home over 2,500 sq ft | $15,200 | $24,700 |

_Installed, before rebates. These are the New York City bands times a regional factor of 0.95 for New Jersey. Judgement: one Central NJ installer prices at or above NYC (one zone $4,500-$8,000, three zones $11,000-$15,000) while two other NJ installer guides (Main Street Service Pros, Dimatic Control) price one zone at $3,000-$5,000 and $3,500-$5,500, and Dimatic cites NJ labour 15 to 25 percent above the national average, so a small discount to NYC is used. Prices last checked October 27, 2026. Ranges, not quotes._

## Your electric company

- **Bergen County** PSE&G serves most of Bergen County. A few northern towns are served by another company, so check your bill. [Bergen County data page](https://thehvacindex.com/nj/bergen-county)

## Rebates for PSE&G customers

No open program with a stated dollar amount was found for this area. Pause and waitlist status could not be confirmed from a public live source for any utility. The New York Clean Heat manual (v3, effective 2026-09-01) lists full amounts for all six NY utilities and no public notice of a pause was found; Con Edison and National Grid ration money through quarterly contractor allocations (official Clean Heat meeting summaries say contractors "should only submit applications for incentives within their allocated incentive budget"), so a homeowner can be told no money is left through a given contractor. Treat "open" as "listed and not publicly paused", and call the utility or contractor before promising a rebate.

- **New Jersey Clean Energy Whole Home Energy Solutions (utility-delivered)** Up to $7,500 in rebates for energy-efficient home upgrades after a home energy audit by a participating contractor; the amount depends on the upgrades done, so no typical figure is stated. Quote is from Atlantic City Electric's page; the same statewide program is offered by the other utilities. Status: open. Paid by NJ Clean Energy Program via utilities. [Source: Atlantic City Electric, Home Energy Savings, read 2026-10-27](https://homeenergysavings.atlanticcityelectric.com/)
- **PSE&G HVAC Instant Rebates and building decarbonization (heat pumps)** Heat pump rebate amounts load from a separate table that could not be read; third-party summaries report conversion rebates of up to $10,000 ($12,000 income-qualified), unverified. Official page: extra $300 per eligible measure for low-to-moderate income households, and 0% on-bill financing up to $50,000 for decarbonization measures. Page says the program "is subject to change, including termination, without prior notice." Status: open. Paid by PSE&G. [Source: PSE&G, HVAC Instant Rebates Program, read 2026-10-27](https://myhomeenergy.pseg.com/heatingandcooling)
- **Federal Energy Efficient Home Improvement Credit (25C), New Jersey** Was 30 percent of cost up to $2,000 a year for heat pumps; not available for property placed in service after December 31, 2025. Status: ended. Paid by US Treasury / IRS. [Source: IRS, Energy Efficient Home Improvement Credit, read 2026-10-27](https://www.irs.gov/credits-deductions/energy-efficient-home-improvement-credit)

_Rebates for this area last read October 27, 2026._

## Towns covered

Hackensack, Paramus, Fort Lee, Teaneck, Ridgewood, Fair Lawn, Englewood, Mahwah, Wyckoff.

## About mini splits in North Jersey

Bergen County has a cold-winter, humid-summer climate. The housing is a mix of older single-family homes, colonials and split-levels, many with gas or oil heat and ductwork for central air, plus townhomes and condos near the river towns. Homes with existing ducts often suit a central heat pump; older homes with radiators lean toward ductless.

## Common questions

### How much does a mini split cost in North Jersey?

Ductless mini split, one or two rooms runs $4,300 to $10,500 in North Jersey, installed and before rebates, using our New Jersey figures. It is a range built from published prices, not a quote.

### Which electric company and rebates apply in North Jersey?

PSE&G. No open program with a stated dollar amount was found. Pause and waitlist status could not be confirmed from a public live source for any utility. The New York Clean Heat manual (v3, effective 2026-09-01) lists full amounts for all six NY utilities and no public notice of a pause was found; Con Edison and National Grid ration money through quarterly contractor allocations (official Clean Heat meeting summaries say contractors "should only submit applications for incentives within their allocated incentive budget"), so a homeowner can be told no money is left through a given contractor. Treat "open" as "listed and not publicly paused", and call the utility or contractor before promising a rebate.

### Which towns does this cover?

Hackensack, Paramus, Fort Lee, Teaneck, Ridgewood, Fair Lawn, Englewood, Mahwah, Wyckoff.

### How current is this page?

Prices were last checked October 27, 2026; rebates for this area were last read October 27, 2026.

## Related

- [Heat pump cost in North Jersey](https://thehvacindex.com/heat-pump-cost/north-jersey)
- [Boiler replacement cost in North Jersey](https://thehvacindex.com/boiler-replacement-cost/north-jersey)
- [Furnace replacement cost in North Jersey](https://thehvacindex.com/furnace-replacement-cost/north-jersey)
- [Central AC cost in North Jersey](https://thehvacindex.com/central-air-cost/north-jersey)
- [PSE&G rebates](https://thehvacindex.com/rebates/pse-g)
- [NJ Clean Energy Program rebates](https://thehvacindex.com/rebates/nj-clean-energy)
- [Methodology](https://thehvacindex.com/methodology)

Source: https://thehvacindex.com/mini-split-cost/north-jersey